The Differerence is in the Details!
It's important for people to find a Realtor with whom they feel completely comfortable. Good communication is so critical to the process, and having a clear understanding of my client's expectations allows me to best serve their interests. I've been very fortunate to have developed lasting relationships with my clients over the years. After each transaction clients often phone, write or email, letting me know how much they appreciated my service. Prudential Connecticut Realty also sends out evaluation forms for client feedback, and it's always a pleasure to see the enthusiastic responses of satisfied clients who understand that the difference is in the details.
Here are a few highlights of what people are saying about me...
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
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Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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| Q |
Where was the great land boom (1919) in which investors paid up to $25,000 for lots not yet dredged up from the ocean?
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| A |
The great Florida land boom brought hundreds of investors to the state after Carl Fisher founded Miami Beach in 1919. |
 See More Real Estate Trivia > |
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Emily Restifo
Coldwell Banker Residential Brokerage
20 Locust Avenue
New Canaan, CT. 06840
Office: 203-966-3737 ext. 65
Home: 203-966-2941
Cell: 203-253-1170
Email: EmilyRestifo@NUMBER1EXPERT.com
Emily Restifo is a top producer at Coldwell Banker Previews International and past Director of the Connecticut Board of Realtors.
She is frequently cited for her expertise, service and professionalism in
real estate. Emily has been actively involved in New Canaan for over 30 years and
has a well-established reputation for consistency and results. Her
affiliations with numerous philanthropic, school and community boards give
Emily a unique perspective on New Canaan and Fairfield County, and enable
her to ensure her clients not only smooth transactions, but easy
transitions.   
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